Build Your Dream

GET THE MONEY YOU NEED, WHEN YOU NEED IT!

Build Your Dream

Why Choose Always Money Finance

Based in Montgomery, AL, Always Money® is a regional leader in affordable short-term credit solutions throughout Alabama, South Carolina and Mississippi.

Regional leader in affordable short-term credit solutions

Over 20 years of respectful, friendly, and fair customer service

Small and larger-sized loans up to $15,000

Simple, quick² and confidential loan process

Sustainability

Loan Types

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Installment Loans

Need more money and more time to repay? With an Installment loan from Always Money®, borrow more and repay it over a set period of time.

Title Loans/ Title Pawn

With a Title loan or Title pawn from Always Money®, you borrow against the value of your vehicle.

Secure (Auto) Installment Loans

With a Secure (Auto) Installment loan from Always Money®, pay back with low monthly payments.

Average Loan Approvals by State

StateProductAverage Loan Approvals
AlabamaAR$951
AlabamaMC$2,284
AlabamaTL$1,338
MississippiMA$1,206
South CarolinaPL$1,517
South CarolinaTL$4,688

Data reflects loans funded from 09/01/23 to 09/21/24.

Sustainability

Unlock Financial Freedom with Always Money®

Your pathway to quick and reliable cash – Always Money®, your trusted lending partner.

We Follow Best Practices

At Always Money®, we adhere to responsible lending practices, offering transparent and fair solutions tailored to your financial needs. Trust us for a secure and ethical path to financial progress.

Whar Our Clients Say

Our Happy Customers

Georgia T

My comments on behalf of Chrissy, the store manager is a 4 in my personal opinion. She has always been courteous and professional at all times, regardless of the situation. I've only had the pleasure to work with Brittany twice. She was always pleasant and informative.

Michelle d

Always Money® Loan Service came through for me when I was in a tight spot. Quick, easy, and professional service. Definitely my go-to for financial assistance!

Lisa Worley

Always Money® auto loan service was a lifesaver for me. They made the process of getting a loan against my car simple and hassle-free. Highly recommend for anyone in need of quick cash with their car as collateral!

Ann Smith

Always Money® Loan Service has been a lifesaver for me during times of financial need.

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Frequently Asked Questions

At Always Money®, we’re here to offer a variety of financial solutions and loan options that match your situation. Whether you’re looking for fast cash without collateral through personal Installment loans or leveraging your vehicle for a Title loan or an Secured (Auto) Installment loan, we’ve got you covered.

When you’re ready to secure your loan with Always Money®, just follow these five quick and easy steps:

  1. Complete Your Application. Start by filling out our loan application. You can easily do this over the phone, or in person at any of our locations.
  2. Receive Approval and Offers. Once you’ve applied and your application is approved, you’ll receive offers with different loan amounts and repayment options. Just choose the one that feels right for you!
  3. Collect Your Funds. Grab your cash or check, or set up a deposit online if you’re going the digital route.
  4. Set Up Your Online Account. Sign up for your personalized online account. This is where you can handle loan payments, keep an eye on balances, and stay on top of your loan details.
  5. Stay on Track with Payments. Stick to your agreed-upon repayment schedule for a successful loan experience!

When it comes to getting an Installment loan with Always Money®, having the right documents is important. Here’s what you’ll need:

  • Current Bank Statement. A recent bank statement helps us understand your financial situation better.
  • Proof of Income. You don’t have to be employed, but you do need to show us you have money coming in. This could be a pay stub, proof of retirement benefits or disability payments, or anything that shows you’ve got a regular income.
  • Proof of Residence. You’ll need to validate your place of residence with a utility bill or lease agreement.
  • Social Security Verification. Your social security card or an alternative form of social security verification is required to process your loan application.
  • Government-Issued Photo Identification. We’ll need a government-issued photo ID to verify your identity.

At Always Money®, we’ve got your back with simple ways to keep up with your loan payments. Our online payment portal makes it easy to make loan payments online. You can also visit one of our convenient locations to make a payment in person, or you can make payments over the phone.

At Always Money®, we understand that life can take unexpected turns. We’re here to help borrowers who might not have the perfect credit score or a long credit history. As long as you’re not currently going through a bankruptcy, we’re ready to find a loan that’s right for you.

To be eligible for a Title loan, there are certain things about your vehicle that we need to check. Your vehicle should have a clear title, meaning it’s completely yours, without any existing liens or debts against it. Also, the name on your vehicle’s paperwork should match the name on your official photo ID.

We’ll take a good look at your vehicle to see how much it’s worth. This involves checking out things like the make and model, mileage, and other important factors. The assessed value of your vehicle helps us decide how much you can borrow. The higher the value, the more funds may be available to you!

Our loans give you the ability to borrow from as low as $100 and up to $15,000. The exact amount depends on the state you live in and your financial situation. We believe that repaying your loan should be manageable, so we’ve designed our loans with flexible payment plans that fit your budget.

With a traditional loan, your credit score often acts as collateral.  If your credit score isn’t exceptional, a Title loan might be a better fit for you! With a Title loan, your car or motorcycle becomes the assurance for the loan. 

Looking for short term credit solutions in Alabama, Mississippi, or South Carolina? Use our location finder to find the nearest Always Money®!