Based in Montgomery, AL, Always Money™ is a regional leader in affordable short-term credit solutions. We provide title loans, and installment loans in locations throughout Alabama, South Carolina and Mississippi.

Why have thousands of customers trusted Always Money?

• Regional leader in affordable short-term credit solutions
• Over 20 years of respectful, friendly, and fair customer service
• Small and larger-sized loans up to $15,000
• Simple, quick and confidential loan process

Frequently Asked Questions:

What Kinds of Loans Does Always Money™ Offer?

At Always Money™, we're here to offer a variety of financial solutions and loan options that match your situation. Whether you're looking for fast cash without collateral through personal installment loans or leveraging your vehicle for a title loan or an auto installment loan, we've got you covered.

Can I Apply for a Loan Online?

Get the cash you need online without the hassle! From applying for a loan online to getting your money and paying back what you owe, the entire process is at your fingertips. We offer three types of online loans: term loans, lines of credit, and personal loans.

How Do I Get a Loan From Always Money?

When you're ready to secure your loan with Always Money™, just follow these five quick and easy steps:

1. Complete Your Application. Start by filling out our loan application. You can easily do this online, over the phone, or in person at any of our locations.
2. Receive Approval and Offers. Once you've applied and your application is approved, you'll receive offers with different loan amounts and repayment options. Just choose the one that feels right for you!
3. Collect Your Funds. Grab your cash or check, or set up a deposit online if you're going the digital route.
4. Set Up Your Online Account. Sign up for your personalized online account. This is where you can handle loan payments, keep an eye on balances, and stay on top of your loan details.
5. Stay on Track with Payments. Stick to your agreed-upon repayment schedule for a successful loan experience!

What Do I Need to Get an Installment Loan From Always Money™?

When it comes to getting an installment loan with Always Money™, having the right documents is important. Here's what you'll need:

• Current Bank Statement. A recent bank statement helps us understand your financial situation better.
• Proof of Income. You don't have to be employed, but you do need to show us you have money coming in. This could be a pay stub, proof of retirement benefits or disability payments, or anything that shows you've got a regular income.
• Proof of Residence. You'll need to validate your place of residence with a utility bill or lease agreement.
• Social Security Verification. Your social security card or an alternative form of social security verification is required to process your loan application.
• Government-Issued Photo Identification. We’ll need a government-issued photo ID to verify your identity.

How Can I Make a Loan Payment?

At Always Money™, we've got your back with simple ways to keep up with your loan payments. Our online payment portal makes it easy to make loan payments online. You can also visit one of our convenient locations to make a payment in person, or you can make payments over the phone.

Can I Get a Loan With Bad Credit?

At Always Money™, we understand that life can take unexpected turns. We're here to help borrowers who might not have the perfect credit score or a long credit history. As long as you're not currently going through a bankruptcy, we're ready to find a loan that's right for you.

How Do I Get My Vehicle Appraised for a Title Loan?

To be eligible for a title loan, there are certain things about your vehicle that we need to check. Your vehicle should have a clear title, meaning it's completely yours,without any existing liens or debts against it. Also, the name on your vehicle's paperwork should match the name on your official photo ID.

We'll take a good look at your vehicle to see how much it's worth. This involves checking out things like the make and model, mileage, and other important factors. The assessed value of your vehicle helps us decide how much you can borrow. The higher the value,  the more funds may be available to you!

How Much Money Can I Borrow?

Our loans give you the ability to borrow from as low as $100 and up to $15,000. The exact amount depends on the state you live in and your financial situation. We believe that repaying your loan should be manageable, so we've designed our loans with flexible payment plans that fit your budget.

What Are the Benefits of a Title Loan/ Title Pawn?

With a traditional loan, your credit score often acts as collateral.  If your credit score isn't exceptional, a title loan might be a better fit for you! With a title loan, your car or motorcycle becomes the assurance for the loan. When you get a title loan from Always Money™ , you typically have about 30 days to pay back the loan and get your title back. If you can't pay it all back in 30 days, don't worry– you can extend the loan for another term.

Where’s the Closest Always Money™?

Looking for a title loan or personal loan in Alabama, Mississippi, or South Carolina? Use our location finder to find the closest Always Money™ near you!