Title Loans

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Title Loans

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Do you need a title loan or a title pawn? Always Money Finance offers Title Loans up to $15,000 in Alabama and up to $2,500 in Mississippi as a quick and easy way to get you in and out in minutes with money in your wallet and keys in your pocket. We offer competitive rates!

Rather than using one’s credit score to secure a loan, with a title loan, the borrower uses their vehicle title as collateral in exchange for the loan. In addition to a title loan on a car, Always Money also offers loans on other vehicles without titles including ATVs, motorcycles, boats, RVs, commercial vehicles, construction equipment, landscaping equipment, logging equipment, and more!

Title loans are usually for a 30 day term and borrowers must repay the loan balance in full plus the interest in order to redeem their title. Within the 30 days, the borrower can redeem their title by paying the balance in full or he or she may renew the loan by paying at least the minimum interest due. The borrower can pay more than the interest due to reduce the principle balance. If the loan is renewed, the borrower will receive an additional 30 day term and interest will be charged on the remaining principal.

After you’re approved, you’ll receive your cash FAST! Best of all, you can still drive your vehicle – and you’ll get your title back when you’re done paying off your title loan or pawn agreement.

This is what is required for a title loan:

  • At least 18 years old (19 in Alabama)
  • Your vehicle and a spare key; the vehicle can be a car, truck, boat, motorcycle or RV
  • Your lien-free car title;
  • Proof of insurance for loans $3,000 or more.
  • Proof of income (most recent paycheck stub)
  • Proof of residence such as a utility bill, rent receipt or car registration
  • SSN verification (or ITIN verification)
  • A valid government-issued photo ID

For more details on how it works, click here.

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It's easy and simple to get the cash you need at Always Money.