Loan Types

Always Money® Title Loans

Get the cash you need today from Always Money® based on the value of your vehicle

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Instantly Discover

Explore the value of new and used cars.*

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How Do Title Loans Work?

Always Money® offers Title loans in Alabama up to $10,000 as a quick and easy way to get you in and out in minutes with money in your wallet and keys in your pocket. 

Rather than using one’s credit score to secure a loan, with a Title loan, the borrower uses their vehicle title as collateral in exchange for the loan. In addition to a Title loan on a car, Always Money® also offers loans on other vehicles without titles including ATVs, motorcycles, boats, RVs, commercial vehicles, construction equipment, landscaping equipment, logging equipment, and more!

Title loans allow borrowers to secure a loan using their vehicle title as collateral. To redeem the title, borrowers must repay the entire loan balance plus interest within a specific timeframe. Borrowers have the option to:

  • Repay the full balance and interest to reclaim their title.
  • Renew the loan by paying at least the minimum interest due. This extends the loan period and allows the borrower more time to repay the full amount. However, interest will accrue on the remaining loan balance during the renewal period.

By making payments exceeding the minimum interest due, borrowers can reduce the principal amount owed, ultimately lowering the total renewal loan cost.

After you’re approved for an Always Money® Title loan, you’ll receive your cash FAST! Best of all, you can still drive your vehicle – and you’ll get your title back when you’re done paying off your Title loan. 

What do I need to get approved for an Always Money® Title loan?

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At least 18 years old (19 for personal loan in Alabama)

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Most current checking account statement

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Proof of income (most recent paycheck stub)

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Proof of residence such as a utility bill, rent receipt or pay stub

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Your vehicle and a spare key- the vehicle can be a car, truck, boat, motorcycle or RV

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Proof of insurance for loans $3,000 or more

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Your lien-free car title

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SSN verification (or ITIN verification)

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Valid Government Issued Photo ID

For more details on how Title loans work, click here.

* The estimated value of your car will be provided in store at the time of application and may differ from the amount from Consumer Reports based on car details and condition.