How It Works
Installment Loans in Alabama
Borrow up to $2,900 cash in Alabama with a personal installment loan from Always Money®!
Always Money® Installment Loans (Alabama)
Experience the freedom and flexibility of an Always Money™ installment loan in Alabama! With borrowing options from $100 to $2,900 and customizable repayment terms, our hassle-free loan solutions are designed to fit your budget and help you achieve your financial goals—all without the need for collateral.
How Installment Loans Work:
1
Complete a short Always Money® application online, over the phone or at the store.
2
Provide documents to store employee for verification of application information.
3
If approved, select your loan amount and term. Complete your loan documents and walk out of the store with cash or a funding check.
4
Sign up for an online account to view your loan details and make payments on your loan.
5
Repay your loan according to the terms of your Loan Agreement.
Always Money® Installment Loan Requirements (Alabama)
At least 18 years old (19 for personal loan in Alabama)
Most current checking account statement
Proof of income (most recent paycheck stub)
Proof of residence such as a utility bill, rent receipt or pay stub
Valid Government Issued Photo ID
Proof of insurance for loans $3,000 or more
SSN verification (or ITIN verification)
Always Money® Installment Loan (Alabama) FAQs
Applicants must meet certain criteria in Alabama, including being 19 years old or older, having a valid bank account, and demonstrating a regular source of income. We run a credit check to help us understand your ability to repay and figure out an amount that you can realistically afford.
Loan interest rates in Alabama vary based on factors like the loan amount, term, and creditworthiness. Always Money™ offers competitive rates tailored to your financial situation.
The repayment period varies depending on factors such as the loan amount and terms. We work with customers to establish a repayment schedule that aligns with their financial goals.
Start your loan application by choosing the method that suits you best: online, over the phone, or in person at any of our conveniently located locations across Alabama. Once you’ve submitted your application, our dedicated team will promptly review it. Upon approval, we’ll provide you with personalized offers, including different loan amounts and repayment options tailored to meet your specific needs.
Once you’ve chosen the offer that works best for you, pick up your cash or check at one of our locations. With your online Always Money account, making payments, keeping track of balances, and staying informed about all the essential details of your loan is easier than ever.
Benefits of Always Money® Installment Loans in Alabama
Get the cash you need! Once approved, receive your funds immediately- no waiting, no hassle.
Spread out your repayments over a set period with monthly payments that fit your budget. Each payment reduces both the principal and interest, ensuring your loan is fully paid off by the end of the term.
Unlike loans that require a large lump sum repayment, installment loans allow you to make smaller, more manageable payments over time, providing you with the flexibility to handle other financial needs.
We assess your unique financial situation to determine a loan amount that’s realistic and affordable for you.
With clear loan terms and no hidden fees, you’ll understand every detail before you commit. Plus, you can repay your loan anytime without any penalties or extra charges.
Why Choose Always Money®?
- Fast and Easy² Access to Funds: Whether it’s covering unexpected bills, home improvements, or major purchases, we provide the funds you need, when you need them.
- A Name You Can Rely On: With over 20 years of experience, our friendly and respectful service ensures a fair and straightforward process.
- Simple and Confidential: Enjoy a hassle-free application process designed with your privacy in mind.