Searching for an Always Money® near you? We’ve made it easy with over 40 store locations serving communities in Alabama, Mississippi, and South Carolina.
In Alabama, our key areas include Montgomery, Birmingham, Mobile, and Huntsville. If you’re in Mississippi, explore our locations along the Gulf Coast, including Biloxi, Pascagoula, and Gautier. South Carolina residents can find us in and around the Greenville area.
Our goal is to be accessible when you need us most. Explore our locations now and discover the convenience of Always Money®.
We’re here to help during the following hours: Monday through Thursday: 9 am to 5 pm; Friday: 9 am to 6 pm; Closed on Saturday and Sunday.
Unlike regular loans that focus on credit scores, Title loans require you to use your vehicle title as collateral to get a loan. To get back your title, you need to pay back the full loan amount and interest.
What Determines the Title Loan Amount?
The most crucial factor is how much your vehicle is worth. We’ll check its condition, make, model, and overall market value to figure out its worth. We also look at your ability to pay back the loan. Combining the value of your vehicle with your ability to repay helps us decide the highest amount we can offer you.
Can I Keep My Car With a Title Loan?
Absolutely, you can keep your car with a Title loan from Always Money®! Even though you’re using your car’s title as collateral, you still get to keep and use your vehicle while you repay the loan. So if you need some extra cash but still rely on your car for daily life, a Title loan with Always Money® lets you have the best of both worlds!
Can I Use a Boat or a Motorcycle as Collateral?
At Always Money®, we understand that different people have different needs, and that’s why we accept a variety of vehicles as collateral for our loans. This includes cars, ATVs, motorcycles, boats, RVs, and more!
Do Title Loans Affect Credit Scores?
Title loans typically do not impact your credit score because they are not credit-based loans. Instead, they are secured by the title of your vehicle. This can be beneficial for individuals who may have less-than-perfect credit history but need access to quick and convenient financial solutions.
Can I Get a Title Loan With Bad Credit?
We’re here to help, regardless of your credit history. Even if you have bad credit, you may still be eligible for a Title loan with Always Money®.
Title loans are secured loans, meaning they use the title of your vehicle as collateral. Your credit score is not the primary factor in the approval process– the loan amount is determined based on the value of your vehicle and your ability to repay the loan.
How Much Can I Borrow With a Title Loan?
Loan limits and requirements may vary by state. In Alabama, Always Money® offers up to $10,000, depending on the collateral and meeting specific underwriting criteria.
How Do I Apply for an Always Money® Title Loan?
Fill out a short Always Money® Title loan application online, over the phone, or in person at one of our stores. We’ll inspect your vehicle at the store and use a vehicle valuation database to estimate its value. Upon approval, you’ll receive personalized offers with different loan amounts and repayment options tailored to your needs. Pick up your cash in-store or opt for a secure online deposit. Manage your loan easily through your online Always Money® account, where you can make payments, track balances, and stay informed about all the essential details.
An Installment loan is a type of personal loan that’s based on your credit. They are a popular choice because of their flexibility and manageable repayment terms.
Is a Credit Check Required for an Installment Loan?
Yes, a credit check is required to get approved for an Installment loan. It helps us understand your ability to repay and determine the loan amount that aligns with your financial capacity. Always Money® is here to guide you through this process and help you secure an Installment loan that fits your needs.
Can I Get an Installment Loan With Bad Credit?
At Always Money®, we understand that everyone’s financial situation is unique, and we’re here to help, regardless of your credit history. While your credit history is taken into account, we also assess your ability to repay the loan and other relevant financial aspects.
How Much Can I Borrow With an Installment Loan?
The loan limit for Installment loans varies depending on your state and whether collateral is involved. At Always Money®, personal Installment loans start at $100 and can go up to $2,900 in Alabama, from $650 to $2,500 in South Carolina, and from $500 to $2,500. ForSecured (Auto) Installment loans, amounts range from $100 to $15,000 in Alabama, $650 to $15,000 in South Carolina, and $500 to $2,500 in Mississippi.
What Are the Benefits of an Installment Loan?
If you’re watching your budget, you might find Installment loans helpful. Unlike loans with shorter repayment times, Installment loans offer a fixed monthly payment. This setup gives you predictability, making it simpler to handle your finances.
How Do I Repay an Installment Loan?
As you make fixed monthly payments, the balance decreases until the loan is fully repaid at the end of the agreed-upon term. The total repayment amount for an Installment loan depends on factors like the financed amount, loan duration, and the interest rate.
Is It Bad to Pay Off an Installment Loan Early?
No! You can pay off your Always Money® Installment loan anytime without any penalty or extra fees.
How Do I Apply for an Always Money® Installment Loan?
Getting the cash you need is simple—just fill out our loan application to kick off the process. You have the flexibility to do this online, over the phone, or in person at any of our conveniently located branches.
Once you’ve submitted your application, our dedicated team will review it. Upon approval, you’ll receive personalized offers with different loan amounts and repayment options tailored to your specific needs.
After selecting your preferred loan offer, you can either pick up cash or a check at one of our locations, or opt for a secure online deposit. Your online Always Money® account will be your hub for easily making loan payments, keeping track of balances, and staying informed about all the essential details of your loan. We’re here to make your loan experience straightforward and accessible!
For more than two decades, Always Money® has been a trusted regional leader in providing accessible short-term credit solutions, assisting thousands of individuals in securing quick cash. We offer a range of loan products across Alabama, South Carolina, and Mississippi (available products vary by state), both small and larger-sized, to ensure assistance is available to everyone.
Our industry-competitive rates, coupled with a streamlined and efficient process, ensure you get the cash you need promptly. We adhere to the CFSA Best Practices, which means we provide full disclosure to our customers, comply with all state and federal laws, advertise truthfully, and encourage responsible consumer behavior.
Getting cash for your short-term financial needs is fast, easy, and confidential with Always Money®! Our streamlined process ensures you can walk in and secure your loan, often in less than 30 minutes, with the assistance of our respectful, friendly, and fair customer service team.
Absolutely! We understand that circumstances can change, and we believe in providing flexibility and transparency to our customers. You have a 24-hour window to cancel any loan without incurring any fees or interest charges. To do this, simply pay back the loan amount in cash at an Always Money® store location.
Always Money® is here to help you get the cash you need! If you’re 18 years old or older (19 in Alabama), have a bank account, and a regular source of income, we’ll work with you. Whether you have bad credit, little credit history, or no credit at all, we’re committed to making it happen and guiding you through the process.
Your ability to repay the loan matters more to us than your credit history. That’s why we offer options that allow you to obtain certain loans without the need for credit checks.
At Always Money® , we understand that your financial matters are personal. Your personal loan personal information is treated with the utmost confidentiality to respect your privacy. You can be confident that we prioritize keeping your financial affairs private.
We’re here to lend you the cash you need, but we’re also committed to preventing you from getting in over your head. Every loan we provide is designed to be part of a short-term financial solution for you. It’s important to note that state laws typically set the maximum loan amount for each loan type.
- In Alabama, you can get an Always Money® Installment loan ranging from $100 to $15,000. In South Carolina, our installment loans range from $650 to $2,000.
Always Money® offers Title loans up to $15,000 in Alabama and up to $2,500 in Mississippi and South Carolina.
- Always Money® offers Secured Auto Installment loans ranging from $2,100 to $15,000 in Alabama and $650 to $15,000 in South Carolina.
Requirements vary based on the type of loan you’re applying for at Always Money®. Here’s what you need for each type:
- At least 18 years old (19 for personal loans in Alabama)
- Bank account with a recent statement
- Proof of income (most recent paycheck stub)
- Proof of residence, like a utility bill, rent receipt, or pay stub
- SSN verification (or ITIN verification)
- A valid government-issued photo ID
- At least 18 years old (19 in Alabama)
- Your vehicle and a spare key (car, truck, boat, motorcycle, or RV)
- Lien-free car title
- Proof of insurance
- Vehicle registration
- Proof of income (most recent paycheck stub)
- Proof of residence, such as a utility bill, rent receipt, or car registration
- SSN verification (or ITIN verification)
- A valid government-issued photo ID
Secured Auto Installment Loan:
- At least 18 years old (19 in Alabama)
- Your vehicle (car, truck, boat, motorcycle, or RV)
- Lien-free car title
- Proof of insurance
- Vehicle registration
- Spare key
- Proof of income (most recent paycheck stub)
- Proof of residence, like a utility bill, rent receipt, or car registration
- SSN verification (or ITIN verification)
- A valid government-issued photo ID
Absolutely! At Always Money®, you have the flexibility to pay off your loan at any time without incurring any penalties or extra fees.
We’re here to help. Reach out to us toll-free at 1-855-GO-ALWAYS or drop us an email at help@alwaysmoney.co We’ve got the answers you’re looking for!