The problem with money emergencies is that they’re never expected. You can budget, save, and spend responsibly, but when a big bill hits you out of nowhere, it can be devastating. It’s estimated that 61% of Americans are unable to cover an emergency expense of $1,000 with their own funds. Luckily, title loans in Alabama can help. Always Money serves customers in Decatur by providing installment loans, title (auto) loans, and general financial services.

Consumer Installment Loans in Decatur

Always Money specializes in offering consumer installment loans to our clients. Most customers are familiar with these types of loans. The borrower receives an amount of money, which they then pay back in addition to the interest that accrues over the term of the loan. Repayment is made monthly in set installments so that you’re never surprised by what you owe.

At Always Money, we work with each client individually to develop a repayment plan that suits your household income and expenses. We know that budgeting is important, so we work with you to ensure that you receive a loan that helps, not hurts. This includes discussing factors such as income and rent payments or mortgage before determining the best loan amount for your needs.

Our unsecured installment loans vary in amount, ranging from $100 to $2,100. Always Money considers many criteria when determining the amount a customer can borrow. Factors such as credit score, income, and borrowing history are the primary determinants in calculating the terms and amount of a loan. Still, we work with borrowers from all backgrounds to help them find financial solutions.

Title (Auto) Installment Loans in Decatur

In addition to consumer installment loans, Always Money also offers title loans in Alabama. Like their consumer loan counterpart, title (auto) installment loans entail borrowing a certain amount and then repaying it over time with the addition of accrued interest. However, an auto installment loan relies on your vehicle's title as a form of collateral to secure the loan.

Many borrowers benefit from title (auto) installment loans and find that they’re a beneficial option if your needs exceed the amount of a  consumer installment loan. Title loans in Alabama allow you to borrow anywhere from $100 to $15,000. The total sum offered is dependent upon the following factors:

• Credit history

• Borrowing history 

• Income 

• Value of vehicle

We issue title (auto) loans in Alabama for a range of different vehicles, including trucks, motorhomes, cars, boats, and even commercial vehicles. We work with you to find the best lending option for your needs.

Title loans in Alabama are particularly advantageous to borrowers because your title is returned to you soon after the loan has been repaid in full. Various repayment terms are available meaning repayment can be manageable and work within your budget. Trust Always Money for a title (auto) installment loan that’s easy, accessible, and advantageous.

The Local Lender You Can Trust in Decatur

Always Money is a trusted local lender for short-term credit solutions that are affordable and accessible. Our loan process is efficient, simple, and completely confidential. You never have to worry about waiting days for a decision or having your information shared without authorization. We work to made title loans in Alabama an easy and stress-free solution for our customers.

We take pride in serving areas throughout Alabama, such as Decatur. Our customers in this community are an integral part of our business, so we go above and beyond to help you find the best financial solutions. Unlike bigger money retailers, we take the time to provide individual attention and consideration to each and every customer who walks into our store. Loans are never one size fits all, and we know that. You can trust us to help you explore all of the available options.

These commitments are backed by a history of respect and fairness spanning over 20 years in this industry. We aren’t just friendly faces — we’re experienced experts. You can trust our staff to explain everything clearly and offer straightforward solutions to your questions. We are committed to maintaining our reputation as the top regional lender, one customer at a time. Trust a local lender for your short-term credit needs.

Learn More About Our Services in Decatur

It’s happened to everybody — an unexpected expense comes up, and you don’t have the cash to cover it. Rather than panicking, start planning. You can find the solutions you need at Always Money. Customers must be at least 19 years of age and able to furnish documentation confirming identity, income, and residence. To apply for an auto installment loan, you must provide a lien-free title, a spare key, and proof that you are insured. Contact us for more information on how we can help and learn why we’re the top local lender serving clients throughout the Decatur area.

The Always Money on 6th Avenue SE has been providing short-term loans to Decatur residents since 2010. We are located across from Big Bob Gibson. We provide financial solutions such as installment loans up to $15,000 and title loans up to $10,000. We offer installment loans secured by a title loan or unsecured installment loans. So when you are in need of extra cash, visit Always Money at 1716 6th Avenue SE or call (256) 350-0183.