Loan Types

Always Money® Secured (Auto) Installment Loans

When you need a LITTLE something extra to do that BIG project, get a Secured (Auto) Installment loan from Always Money®!

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How Do Secured (Auto) Installment Loans Work?

Need more money and more time to repay? Always Money® offers Secured (Auto) Installment loans ranging from $100 to $15,000 in Alabama, $500 to $2,500 in Mississippi, and $650 to $15,000 in South Carolina. Secured (Auto) Installment loans are a great option to get you more of the money you need at a payment plan you can afford.

Unlike Title loans that require full repayment upfront, Always Money® offers Secured (Auto) Installment loans with flexible repayment plans. These loans allow you to spread out the repayment over a set period, making your monthly payments more manageable. Once the loan is fully paid off, you’ll regain possession of your vehicle title.

With a  Secured (Auto) Installment loan, the title of a vehicle is used as collateral in exchange for the loan. Always Money® also offers loans on other vehicles without titles, including:

  • ATVs
  • Motorcycles
  • Boats
  • RVs
  • Commercial vehicles
  • Construction equipment
  • Landscaping equipment
  • Logging equipment
  • …and more! 

Loan approval and loan amounts are subject to meeting company underwriting requirements, including an evaluation of your ability to repay and an appraisal of any collateral.

What do I need to get approved for an Always Money® Installment loan?

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At least 18 years old (19 for personal loan in Alabama)

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Most current checking account statement

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Proof of income (most recent paycheck stub)

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Proof of residence such as a utility bill, rent receipt or pay stub

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Your vehicle and a spare key- the vehicle can be a car, truck, boat, motorcycle or RV

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Proof of insurance for loans $3,000 or more

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Your lien-free car title

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SSN verification (or ITIN verification)