A recent survey has revealed that 25% of Americans have no emergency fund to fall back on in the event of an unexpected expense. Though this statistic may be surprising to some, it will come as no surprise at all to anybody who falls into this category. Building savings is difficult, and financial emergencies can happen to anybody. If you’ve found yourself in this situation, short-term credit solutions and title loans in Alabama from Always Money can help you overcome these obstacles and access the resources you need.

Consumer Installment Loans in Bessemer

You’re likely familiar with the terms of a typical loan. You borrow a set amount and repay it over time with the addition of accrued interest. This is what you can expect from consumer installment loans from Always Money. Repayment is made in monthly installments at a fixed rate that’s based on your budget. We work to ensure that all payment plans are manageable for our clients.

Our consumer installment loans vary from $100 to $2,100. We strive to meet our customers’ financial needs, so we consider a range of criteria when making a lending decision. In addition to past borrowing history, we look at your credit score and income in order to find the loan option that’s best suited to your unique situation and household budget.

Our repayment plans are always reasonable, fair, and straightforward. This is part of our commitment to making consumer installment loans a quick and convenient experience. We know your time is valuable, so we return application decisions as soon as possible and ensure confidentiality throughout the process. You don’t need to worry about the unauthorized release of your information or long, drawn-out application processes.

Title (Auto) Installment Loans in Bessemer

Some borrowers may prefer title loans in Alabama to our consumer installment loans. Title loans, also known as auto installment loans, allow borrowers to use their vehicle as collateral by surrendering the title to the Lender. This offers security to the loan, and in some cases, makes it easier to approve a larger amount or longer repayment period.

Like our consumer installment loans, auto installment loans are processed based on a number of unique factors. These include credit, borrowing history, and income — but with an auto installment loan, the value of your vehicle is also taken into account. This can increase your approval odds or allow you to borrow larger sums — starting at $100 and going up to $15,000 if you qualify. Vehicles of a higher value may qualify you for a higher loan total.

Motorhomes, boats, cars, trucks, and commercial vehicles are just some of the different types of vehicles eligible for title loans in Alabama. Once we have determined the appropriate terms for your loan, you will receive the funds after submitting a lien-free title. Soon after repayment of the loan obligation is complete, you will have your title returned to you.

The Local Lender You Can Trust in Bessemer

All lenders aren’t created equal. Anybody who’s had prior experience borrowing knows this. At Always Money, we aim to create a lending experience that is smooth, stress-free, and simple. We understand that our clients often visit us in a time of need, and we strive to meet your needs with effective short-term credit solutions.

We accomplish this by providing excellent service and great loan products to our customers. Our stores are staffed with respectful, attentive, and experienced associates who are ready to help connect you with the resources you need. Every loan application we receive is processed quickly and confidentially.

Let us help you discover the financial solutions that are available to you. There are many options when it comes to borrowing, but we remain dedicated to our communities by providing service that sets us apart. Visit our store in the Bessemer area to see how we can help you get started on the path to a loan option that’s right for you.

Borrowing in Bessemer

If you’re looking for title loans in Alabama in Bessemer, Always Money can help you find what you need. We provide installment loans and short-term credit solutions to people like you every day. All applicants must be at least 18 years old. In order to apply for a consumer installment loan, you must provide documented proof of income, residence, and identity. To apply for an auto installment loan, you must provide a title with no liens, proof of insurance, and a spare key. Reach out to us for more information on our options for installment loans and other financial services throughout the Bessemer area.

The Always Money on 9th Avenue North has been providing short-term loans to Bessemer residents since 2003. We are located between boost Mobile & Subway. We provide financial solutions such as installment loans up to $15,000 and title loans up to $10,000. We offer installment loans secured by a title loan or unsecured installment loans. So when you are in need of extra cash, visit Always Money at 1516 9th Ave North Suite 116 or call (205) 424-9555.